Income Gap Calculator
Income Gap Calculator

Estimate Your Retirement Income Gap

Compare your desired monthly retirement spending against Social Security, pension income, other income, and estimated portfolio withdrawals.

Your Inputs

Adjust the assumptions below, then calculate your estimated income gap.

Estimate your desired monthly lifestyle spending in retirement.
Examples: rental income, part-time work, business income, or other recurring income.
Used to estimate monthly portfolio income.

Your Estimate

Results are hypothetical and for educational purposes only.

Estimated Monthly Gap
$0
Based on your inputs
Estimated Monthly Income
$0
Monthly Portfolio Income
$0
Additional Savings Needed
$0

Income Coverage

0%
Estimated Monthly Income $0
Desired Monthly Spending $0
You may have a retirement income gap based on the assumptions entered.
This calculator estimates a potential income gap using your desired monthly spending, estimated income sources, retirement savings, and assumed withdrawal rate. It does not account for taxes, investment fees, inflation, market volatility, healthcare shocks, sequence-of-returns risk, or changes in spending over time.

Advisor Minimums

We aim to match you with experienced advisors who meet clear standards.

10+

Years of Experience

Advisors must have meaningful industry experience.

$30M+

Assets Under Management

Advisors must manage at least $30 million in client assets.

0

Customer Complaints

Advisors must have zero disclosed customer complaints.

Take the Advisor Match Quiz →

Ready to Find the Right Advisor?

Answer a few questions, review your results, and see what type of advisor may be a good fit for your situation.

1
📝

Take a Quiz

Start with a short quiz based on your retirement goals, concerns, timeline, and planning needs.

2
📊

Analyze Results

Review your answers to identify potential planning gaps, tax questions, income needs, or portfolio concerns.

3
🤝

Find a Match

See whether you may be a fit for an advisor who meets our experience, asset, and complaint-history standards.

Start the Advisor Match Quiz →
Free to start. No obligation. Educational tools and matching only.

RiemerRetirement is not a financial advisor, investment adviser, broker-dealer, tax advisor, or law firm. These tools are educational and for advisor-matching purposes only. Participating advisors may pay a marketing fee to be included in the advisor match program.

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