RMD Estimator

Estimate Your Required Minimum Distribution

Estimate when RMDs may begin and how much your first required withdrawal could be.

Your Inputs

Adjust the assumptions below, then calculate your RMD estimate.

Used to estimate RMD starting age.
Example: Traditional IRA, 401(k), 403(b), SEP IRA, SIMPLE IRA, or similar tax-deferred retirement account.

Your Estimate

Results are hypothetical and for educational purposes only.

Estimated First RMD
$0
Based on your inputs
Estimated RMD Start Age
--
Projected Balance Before First RMD
$0
Estimated Tax on First RMD
$0

RMD Projection

This estimator generally uses the IRS Uniform Lifetime Table and divides the prior year-end balance by the life expectancy factor for that age. It is not designed for inherited IRAs, spouse-beneficiary exceptions, or complex tax situations.
RMDs can affect taxable income, Medicare premiums, Social Security taxation, and withdrawal strategy. This is an estimate only, not tax, legal, investment, or financial advice.

Advisor Minimums

We aim to match you with experienced advisors who meet clear standards.

10+

Years of Experience

Advisors must have meaningful industry experience.

$30M+

Assets Under Management

Advisors must manage at least $30 million in client assets.

0

Customer Complaints

Advisors must have zero disclosed customer complaints.

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Ready to Find the Right Advisor?

Answer a few questions, review your results, and see what type of advisor may be a good fit for your situation.

1
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Take a Quiz

Start with a short quiz based on your retirement goals, concerns, timeline, and planning needs.

2
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Analyze Results

Review your answers to identify potential planning gaps, tax questions, income needs, or portfolio concerns.

3
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Find a Match

See whether you may be a fit for an advisor who meets our experience, asset, and complaint-history standards.

Start the Advisor Match Quiz →
Free to start. No obligation. Educational tools and matching only.

RiemerRetirement is not a financial advisor, investment adviser, broker-dealer, tax advisor, or law firm. These tools are educational and for advisor-matching purposes only. Participating advisors may pay a marketing fee to be included in the advisor match program.

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